Being involved in a car accident can be overwhelming, especially when it comes to navigating the claims process. Insurance companies often try to minimize payouts, making it crucial to understand your rights and avoid common pitfalls. At Mutrux Firm Injury Lawyers, we’ve helped countless clients successfully handle their accident claims, and here are some important tips to keep in mind.
1. Don’t Downplay Your Injuries
It’s common for accident victims to initially say, “I’m fine,” or “I’m not hurt.” However, many injuries — like whiplash, head trauma, or back pain — may not appear until days later. If you tell an insurance adjuster that you’re uninjured, it can complicate your claim when symptoms emerge.
What to Do Instead: Always seek medical attention after an accident, even if you feel okay. A thorough check-up, including MRIs or CT scans, can reveal hidden injuries and provide the documentation needed to support your claim.
2. Never Give a Recorded Statement to the Insurance Company
One common mistake is agreeing to provide a recorded statement to the other driver’s insurance company. While they may frame it as a routine procedure, their goal is often to gather information to minimize your payout.
The Secret: You are not legally required to provide a recorded statement. Instead, let your accident attorney handle communication with the insurance adjuster to ensure your rights are protected.
3. Don’t Assume Minor Injuries Are Harmless
Some injuries, especially to the neck and back, might seem minor at first but worsen over time. If left untreated, these injuries could lead to long-term issues, impacting your quality of life.
Key Advice: Get a full medical evaluation after any accident. Early detection can help you get the treatment you need and strengthen your claim for compensation.
4. You Can Still Recover Damages, Even If You’re Partially at Fault
In many states, including Missouri, you can recover damages even if you share some fault for the accident. For instance, if you’re 90% responsible for the crash, you can still recover 10% of your damages.
Example: If your total damages amount to $20,000, you could still receive $2,000, even with a high percentage of fault. Don’t let an insurance company convince you otherwise — this is your legal right.
5. Avoid Quick Settlements
Insurance companies often offer quick settlements to close cases as soon as possible. While this may seem convenient, these offers rarely cover the full extent of your damages.
Why Patience Pays: Filing a lawsuit or letting your attorney negotiate can significantly increase the value of your claim. At Mutrux Firm Injury Lawyers, we fight to maximize your compensation, whether through negotiation or litigation.
How Mutrux Firm Injury Lawyers Can Help
Navigating the claims process can feel overwhelming, but you don’t have to do it alone. Here’s how we can assist you:
- Thorough Case Evaluation: Our team will review your case for free and provide clear, actionable advice.
- Evidence Gathering: We collect medical records, witness statements, and accident reports to build a strong case.
- Insurance Negotiation: We deal directly with the insurance companies to ensure you’re treated fairly.
- Litigation Support: If needed, we’ll take your case to court to fight for the compensation you deserve.
Our firm has earned recognition for its dedication to client success. Tyson Mutrux, our founder, has a 10.0 Avvo rating and has been named one of The National Trial Lawyers’ Top 40 Under 40. Clients consistently praise us for our communication, attention to detail, and commitment to justice.
Key Takeaways for Accident Victims
- Get a medical evaluation, even if you feel fine.
- Avoid giving recorded statements to insurance companies.
- Don’t assume your injuries are minor — get checked out.
- You can recover damages even if partially at fault.
- Be cautious of quick settlement offers — always consult an attorney first.
Start Your Claim with Mutrux Firm Injury Lawyers Today
If you’ve been injured in a car accident, let us help you navigate the complexities of the claims process. Call us at 888.550.4026 or visit our website to schedule a free consultation. With offices in St. Louis and Columbia, we’re here to fight for the compensation you deserve.
For more details visit our website at www.tysonmutrux.com